Reconciliation Powerhouse for Payments & Cards

Streamline reconciliation of high-volume payment transactions with unmatched speed and accuracy

How Osfin helps
Payments & Cards

Experience payment reconciliation with lightning-fast processing, seamless data integration, and pinpoint accuracy. Adapt swiftly to changes and gain real-time visibility with expert support for smooth implementation

Seamless data integration

Consolidate payment data from diverse sources with 170+ pre-built connectors, ensuring a unified view of transactions across acquiring banks, issuers, and payment service providers

Lightning-fast processing

Handle staggering volumes of payment transactions across multiple channels and gateways with lightning-fast reconciliation, processing millions of entries in minutes

Precise reconciliation

Achieve 99.9% auto-reconciliation with robust validation checks and AI-driven data extraction, preventing revenue leakages and ensuring accurate reconciliation

Agile adaptability

Rapidly adapt to changes in payment gateways, schemes, or transaction types with agile implementation and seamless integration across existing systems

Real-time visibility 

Gain real-time insights into payment reconciliation processes with intuitive dashboards and configurable reporting, enabling proactive issue resolution

Dedicated payment expertise 

Benefit from dedicated support from experts well-versed in the nuances of the payments and cards industry, ensuring a smooth implementation tailored to your needs

Hear what our customers say

"Real-time visibility of cashflows at an SKU level is achieved with Osfin's intuitive dashboards. We were able to not only manage customer transactions level but also complex recon of state-wise charges and taxes for our B2B business."

Accounting Team
PharmEasy

"Managing voluminous transaction data has become seamless using Osfin. We are able to achieve complete visibility on the cashflows across our Internal database, Payment Gateways and Banks. Moreover, Osfin also became our defacto auditor for PG charges and failure rates."

Finance Team
Games 24*7

“Osfin is a life saviour. With its support, we've been able to better administer payments to our partners. Timely settlement and distribution of payouts allow us to concentrate on expanding our primary business. For handling partner compensation or commissions, I can't speak highly enough about Osfin.“

Accounting Team
Manipal Cigna Health Insurance

" Osfin offers efficient financial reconciliation, enhancing accuracy and productivity. Recommended to decrease dependency on internal team"

Finance Team
Buku Warung

Frequently Asked Questions

Clear answers to common questions about Osfin’s automation and reconciliation solutions

What types of payment transactions can Osfin automatically reconcile?

Osfin supports automated reconciliation across a wide range of payment use cases including card transactions (credit and debit), UPI, net banking, wallet payments, buy-now-pay-later (BNPL), and payouts across multiple acquiring banks, issuers, and payment service providers. It also handles complex flows such as refunds, chargebacks, and multi-leg settlement reconciliation.

Why do payments and cards companies need automated payment reconciliation software?

Payments companies processing high volumes of transactions across multiple gateways and channels are highly susceptible to revenue leakage, settlement delays, and discrepancy errors. Automated payment reconciliation software like Osfin helps finance and operations teams reduce manual effort, prevent revenue loss, ensure accurate settlement tracking, and maintain audit-ready records all at scale.

Can Osfin integrate with our existing payment gateways and banking systems?

Yes. Osfin integrates with 170+ systems and data sources including payment gateways, acquiring banks, issuing banks, ledgers, and ERPs. Its open API architecture allows seamless connectivity with your core systems. Alternatively, Osfin can ingest files directly from email inboxes or SFTP folders.

How does Osfin handle reconciliation across multiple payment gateways simultaneously?

Osfin consolidates transaction data from multiple payment gateways into a unified reconciliation view, applying intelligent matching rules across channels. This gives teams complete cashflow visibility including gateway charges, failure rates, and settlement statuses without managing each gateway separately.

Can Osfin's payment reconciliation software detect discrepancies in payment gateway charges?

Yes. Osfin acts as a de facto auditor for payment gateway charges by mapping each transaction's journey across your internal database, payment gateways, and banks. Its AI-powered analytics engine helps teams identify and flag overcharges, incorrect deductions, or settlement mismatches proactively.

Can Osfin handle exceptions and mismatches in payment reconciliation?

Osfin typically achieves 99.9% auto-reconciliation rates, leaving teams with minimal exceptions to manage. When exceptions are identified, Osfin's exception management module enables teams to communicate, escalate, and resolve issues within the platform with AI agents helping triage and prioritise critical mismatches based on historical trends and policies.

How do I get started with Osfin's automated payment reconciliation software?

You can get started with Osfin by contacting us for a demo via our website.